This charming home is perfect for first-time homebuyers looking for a family-friendly space to grow into! The open floor plan offers plenty of room for everyone to spread out, with THREE cozy bedrooms plus TWO additional bonus rooms that can be used however you need—whether for home offices, extra bedrooms, storage, or playrooms.
As you step inside, you'll be greeted by a welcoming family room with a view into the kitchen, making it easy to stay connected with loved ones. A separate dining area between the living room and kitchen is ideal for family meals and gatherings. One bonus room, featuring a stylish barn door, is currently set up as an extra bedroom but could easily be transformed into whatever suits your needs.
The kitchen is both functional and beautiful, featuring stainless steel appliances, a raised breakfast bar, and light mahogany cabinets paired with easy-to-maintain Corian countertops. The master suite is spacious, complete with a large walk-in closet, a separate shower and tub, and double sinks, offering the perfect retreat after a long day.
The second bonus room is a great flex space with easy access to the backyard. It’s perfect for a home office, playroom, or den. Through French doors, you'll find a family-friendly patio area with a built-in bar and space for a fridge, perfect for entertaining or relaxing. The backyard is fully fenced, creating a safe and private space for kids and pets to play.
Plus, the seller is installing a brand-new roof for peace of mind! With Palmetto’s growing popularity and its convenient location near Lakewood Ranch, UTC, and St. Pete, this home is in a prime spot. Don’t miss out—schedule your tour today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $1,941 | $2,484 |
Total Monthly Payment | $2,289 | $2,238 | $2,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.