Come ready to have FUN in this home, as the outdoor space has been transformed for entertainment and gatherings while being fully fenced for privacy! This home has lots of family-friendly spaces, with an open floor plan, TWO Bonus rooms (in addition to the 3 bedrooms) that can be used as offices, bedrooms, storage areas, or playrooms. As you enter through the front door, you are greeted with a family room and a view to the kitchen area. Enjoy a separate dining space in between the living room and kitchen, making this a perfect family-friendly room to let everyone unwind. The first bonus room, with an added barn door kit, sits off from the living room and is the perfect flex space (currently an extra bedroom). There is a breakfast bar space raised up from the main kitchen island, and the kitchen has some lovely stainless steel appliances. The light Mahogany cabinets and Corian Countertops make this an easy cleanup kitchen! The master suite has a large walk-in closet, and a separate shower and tub combination, as well as double sinks. The Hallway leading to the backyard and back is the 2nd Bonus Room leading to the backyard, it can be used as a flex room perfect for a Home Office/Den or kids' playroom. Beyond the 2nd bonus room, the French doors open up into the family-friendly patio space. With an outdoor bar area, and room for a fridge, along with the canopy/awning, family and friends will love to congregate in this backyard oasis. The backyard is also fully fenced for the enjoyment of children and pets. Seller putting on a new roof! As Palmetto continues to grow, the attractiveness of the area is its draw to being close to everything: Lakewood Ranch / UTC as well as St. Pete. Come see this house today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,504 |
Total Monthly Payment | $2,240 | $2,238 | $2,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.