Welcome to Island Estates, where coastal charm meets modern living! This stunning Post-Modern Colonial features a grand two-story entryway and an open layout, making it perfect for entertaining. With four spacious bedrooms, including a luxurious primary suite with a tray ceiling and two walk-in closets, this home has room for everyone. Need a home office? You'll love the dedicated space for remote work or study. Cozy up in the den by the wood-burning fireplace on chilly evenings, or whip up your favorite meals in the eat-in kitchen, which opens to a serene rear deck overlooking a sprawling backyard-just imagine the BBQs and the potential for your own pool! Sun-filled rooms create a bright, inviting atmosphere throughout the home. You'll enjoy the convenience of a brand-new Rheem central air conditioning system installed in May 2024 serving the main level and newer appliances that make daily life a breeze. Freshly painted and featuring elegant chair moldings, this home is move-in ready and waiting for your personal touch. Additional perks include central vacuum, in-ground sprinklers, two-zone heating and cooling, and a spacious full basement with 9-foot ceilings-perfect for a gym, game room, or extra storage. Location is everything! Just minutes from the historic village of Port Jefferson, you'll have access to trendy restaurants, unique shops, art galleries, and vibrant nightlife. Outdoor enthusiasts will love the nearby waterfront parks, beaches, and marinas, plus easy boat launch ramps for weekend adventures. With close proximity to SUNY Stony Brook, local hospitals, and the Brookhaven National Laboratory, this home is ideal for young professionals and anyone seeking a vibrant lifestyle. Don't miss your chance to own this lovely and welcoming home in a very desirable area! Step into the lifestyle you've been dreaming of in Miller Place!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$949,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $759,200 | $759,200 | $759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,719 | $1,719 | $1,719 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,311 | $4,736 | $6,355 |
Total Monthly Payment | $6,122 | $6,547 | $8,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.