27 Andover DRIVE, Palm Coast, FL, 32137 | $389,000

Discover the perfect blend of coastal charm and garden paradise in this beautifully maintained 2-bedroom, 2-bath, single-story residence. From the moment you enter, you'll be captivated by the thoughtful updates and modern touches throughout. The heart of the home, a bright and open kitchen, shines with light-colored cabinets, a stainless-steel fridge, and modern appliances. Enjoy your morning coffee in the cozy rear sunroom—its heated and cooled design will inspire peace and comfort. Recent updates ensure the home's longevity and appeal, including a new roof in 2019, a new HVAC system and water heater in 2022, and updated hurricane windows for added peace of mind. New carpet throughout enhances the inviting ambiance, creating a welcoming atmosphere perfect for relaxed beachside living. What truly sets this home apart is its mature, professionally landscaped yard—a true oasis for garden lovers. Step outside into a flourishing flower garden, where every plant and bloom has been carefully selected to create a vibrant, peaceful, Florida-friendly retreat. This outdoor sanctuary will appeal to avid gardeners who can spend time nurturing the well-established flora while enjoying the beauty of nature right at their doorstep. Whether you're an experienced gardener or simply appreciate the joy of a beautifully landscaped space, this yard offers endless possibilities for those who love spending time outdoors. The home is located in Sea Colony, a private, guarded, and gated community just steps from the beach. Homeowners in this community enjoy many wonderful amenities, including a heated community pool and clubhouse, both located just steps from the shore. Don’t miss the chance to own this unique home where you can embrace both the beach lifestyle and your passion for gardening. Schedule a showing today and prepare to enjoy the tranquility and beauty of this idyllic retreat.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Traditional
  • Year Built: 1995
  • Garage: 2-car Driveway
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,189
  • Acreage: 0.13
  • Est. Taxes: $2,170
  • HOA Fee: $250 Monthly
  • Lot Desc: Cul-De-Sac, Landscaped, Level
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Number Limit, Yes
  • Appliances: Cooktop, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Water Filtration System
  • MLS#: FC304002
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/FC304002/27andoverdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/28/2024 10:47:07 AM)
Listing courtesy of TAKE ACTION PROPERTIES, LLC   Phone: 386-283-5996

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

27 Andover DRIVE, Palm Coast, FL, 32137

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,149 $2,097 $2,647
Total Monthly Payment $2,405 $2,353 $2,903

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.