11892 SE 91st CIRCLE, Summerfield, FL, 34491 | $399,900

Impeccably maintained inside and out. This Johnstown floor plan home is nestled in the desirable Sherwood area of Del Webb Spruce Creek, this exquisite concrete block and stucco home offers the perfect blend of elegance and privacy. With no rear neighbors and a peaceful forest backdrop, it's the ideal retreat for those seeking gracious retirement living.

Step inside this beautifully designed home featuring three bedrooms and two bathrooms. Soaring volume ceilings create a sense of spaciousness, while ceramic tile floors flow throughout the house including a decorative designer floor border for the formal dining area. The office, with its charming French doors, laminate flooring and wood accent trim on ceiling features designer built-ins and is perfect for quiet moments or productivity. Additional touches of luxury include crown molding in both the dining room and primary bedroom. Living room includes a built-in lighted entertainment center with display areas and storage.

The open kitchen allows the chef to be part of the conversation of any gathering, offering a large center island, stainless steel appliances, and a cozy breakfast nook for casual dining. The home also features a convenient inside laundry room equipped with plenty of storage, a folding area and a utility sink for added ease.

The primary bedroom suite is a true sanctuary featuring room darkening shades and comes complete with an expansive walk-in closet with built-in organizers, dual vanities, a luxurious soaking tub, and a glass wall shower for a spa-like experience. From here, step out onto the screened lanai featuring river rock finished flooring and roller shades to allow you to enjoy serene views in total privacy.
Outdoor features add to the home’s allure, including a beautifully paver driveway with a design, dual steel/screen garage doors, and mature landscaping with elegant curbing.

This property is not only a tranquil escape, but it's also part of the vibrant Del Webb Spruce Creek community. Residents enjoy access to a wealth of amenities, including a wellness center with an indoor pool, a community center with an outdoor pool, pickle ball and bocce courts, and a 4 - 9 hole golf course with a restaurant.

Experience the ultimate in retirement living at this home, where elegance, comfort, and community come together in perfect harmony. Welcome home! Roof Replaced 2021; Windows Replaced 2020; Washer/Dryer Replaced 2021; Home Re-Piped 2021. Some Furniture Available Under Separate Package.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 105
  • Laundry: Inside, Laundry Room
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,120
  • Acreage: 0.18
  • Lot Size: 75 x 105
  • Est. Taxes: $3,883
  • HOA Fee: $184 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: G5087241
  • Days on Market: 82 days
  • Website: https://www.raveis.com
    /prop/G5087241/11892se91stcircle_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 8:47:08 PM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11892 SE 91st CIRCLE, Summerfield, FL, 34491

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $324 $324 $324
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,210 $2,155 $2,721
Total Monthly Payment $2,609 $2,554 $3,120

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.