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1328 Needle Palm DRIVE, Edgewater, FL, 32132 | $415,000
Back on market! Home has NEVER FLOODED! Spacious 3 Bedroom 2 Bathroom Pool & Spa Home in Edgewater, with No HOA!
Welcome to your new oasis! This stunning property offers the perfect blend of space, privacy, and convenience. Situated on over half an acre of land, this charming home has 3 bedrooms, 2 bathrooms, and a refreshing pool for those warm Florida days.
One of the standout features of this property is its versatility. With no HOA restrictions, bring your boat and RV! There's ample space to park and store your recreational vehicles, and with the boat ramp conveniently located at the end of Park Avenue on the Intracoastal Waterway, you'll have easy access to endless adventures on the water.
Inside, you'll find a thoughtfully designed split bedroom floor plan, ideal for both hosting gatherings and enjoying quiet moments of relaxation. The home is adorned with tile floors throughout, offering durability and easy maintenance, while the paver driveway adds to the curb appeal.
But that's not all - this listing offers the neighboring OVERSIZED lot for an additional $139, 000. 00, giving you the opportunity to expand or customize to your heart's content. As an added bonus, the buyer of the home will have the first right of refusal to purchase the oversized buildable lot that adjoins it, ensuring that you can truly make this property your own. Parcel #840201022130.
Don't miss out on this rare opportunity to own a piece of paradise in the most desirable area of Edgewater! With its prime location, ample space, and endless potential, this property is ready and waiting for its new owner to make it their own. Schedule your showing today before it's gone!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 80 x 125
- Laundry: Gas Dryer Hookup, Washer Hookup
- Year Built: 1989
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,725
- Acreage: 0.23
- Lot Size: 80 x 125
- Est. Taxes: $1,221
- Elem. School: Edgewater Public School
- Middle School: New Smyrna Beach Middl
- High School: New Smyrna Beach High
- Pool: In Ground, Screen Enclosure
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: NS1081535
- Days on Market: 191 days
- Website: https://www.raveis.com
/prop/NS1081535/1328needlepalmdrive_edgewater_fl?source=qrflyer
Listing courtesy of THE HIGH TIDE GROUP Phone: 386-682-0992
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1328 Needle Palm DRIVE, Edgewater, FL, 32132
$415,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $102 | $102 | $102 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,237 | $2,207 | $2,800 |
| Total Monthly Payment | $2,414 | $2,384 | $2,977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388