Enter into your welcoming and convenient country oasis in desirable Heritage Village. This award winning 55+ community includes 4 pools, activities, golf course, fitness center, tennis, clubs to join and more. And this sought after end-unit Berkshire model features a large living space, nearby 1 car garage, plenty of visitor parking and a private back deck with treed views. Enter through the front foyer and head left into a large and open living room space with pellet stove, sliders to the large back deck, attached dining room and kitchen including new stainless steel fridge and dishwasher. Outside of the kitchen sits a sizable primary bedroom with a large window and reading spot great for cat naps and sun soaking. On the other side of the room is a closet and sitting area to get ready leading into an en-suite full bath. Down the hall is another full bath for the two other well sized bedrooms complete with washer and dryer in hallway and oversized hallway linen closet with ceramic tile entry and vinyl floors throughout. All this within short proximity to Southbury town Center, medical facilities and 90 mins to NYC. What are you waiting for! Showings start on Saturday, 9/21/24 at 12PM. Buyer pays a $3000 one time fee to the Heritage Foundation at closing. HOA fee includes Spectrum cable and internet.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Vinyl Floor | 11.0 x 13.0 | Main |
Bedroom 2 | Vinyl Floor | 12.0 x 10.4 | Main |
Dining Room | Vinyl Floor | 10.0 x 14.6 | Main |
Full Bath | Main | ||
Living Room | Fireplace,Sliders,Laminate Floor,Vinyl Floor | 20.0 x 15.6 | Main |
Primary Bedroom | Bay/Bow Window,Bedroom Suite,Full Bath | 18.0 x 12.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $350 | $350 | $350 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,962 | $2,489 |
Total Monthly Payment | $2,389 | $2,387 | $2,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.