This nice single level home offers a bright cheery interior, wood floors throughout most of the home and a great yard! A renovated kitchen with quality Kraftmaid cabinetry, plenty of counter space, and a roomy pantry closet awaits the cook in the household. With an adjacent open dining area. The classic ranch design features a large living room with picture window overlooking the front yard. Just down the hall is the primary bedroom, with double closets, and private full bath. Two more bedrooms and another full bath round out the first floor. The lower level has a carpeted rec room complete with bar, another heated room, plus great work space with work bench, shelving and lots of storage options. This level of the home benefits from professionally installed basement waterproofing system. NEW within the past 3 years: vinyl siding, seamless gutters, windows, boiler, oil tank, 200 amp electric panel and generator hookup making the home virtually maintenance free for years to come. You will appreciate the convenience of the attached garage with it's directly entry to the home. Sit on the sunny south facing deck this fall enjoying the natural shade trees on this landscaped lot with full privacy fence. A shed in the backyard holds garden equipment, lawn mower and whatever else you need. Located on a residential street in Rutland City on a corner lot in a convenient location close to amenities and recreation opportunities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $464 | $464 | $464 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,962 | $2,489 |
Total Monthly Payment | $2,503 | $2,501 | $3,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.