AFFORDABLE HOME IN GUARD GATED GOLF COMMUNITY …$312, 900! Located in a sought-after, all age neighborhood near The Villages yet NO BOND! Home has recently been updated/remodeled and is “move in ready”! ROOF REPLACEMENT year 2016, HVAC replaced year 2019 plus new Hot Water Heater installed in year 2020! The property features a large, attached two-car garage and welcomes you with a charming mini front porch that is great for cross ventilation! Inside, the popular open-concept design connects the kitchen, living, and dining areas, with wood-look tile floors and high ceilings adding to the home's spacious feel. The Great Room provides serene garden backyard views and access to a screened lanai, perfect for enjoying the tranquil surroundings. The kitchen boasts a newly installed “chic” tile backsplash, along with a new Samsung Refrigerator and Range in year 2023/2024). You will love the granite countertops, closet pantry, updated fixtures & lighting plus a convenient pot filler over the stove! Adjacent to the kitchen, the dining area is enhanced with a modern light fixture, creating an inviting space for entertaining. The primary bedroom offers a private retreat with a walk-in closet, sliding doors to the lanai, and an ensuite bathroom featuring double sinks, an upgraded shower with new fixtures, enhanced lighting, and a skylight. Privacy is ensured with this tri-plan design where guest bedrooms are located on the opposite sides of the home, both offering generous closet space and easy access to the guest bathroom, which includes a jetted tub/shower combo, granite vanity, and a skylight. Inside laundry room feature a utility sink and extra cabinet space for convenience with a washer & dryer that convey. Step outside to find a newly installed brick paver patio ideal for outdoor relaxation or grilling, surrounded by a beautifully landscaped yard! The home has been meticulously maintained with recent updates to include freshly painted exterior & interior paint and new gutters installed January 2024. The Groves at Harbor Hills is known for its pride of ownership with a lower HOA fee where rentals are limited and optional social and golf memberships are available where residents can enjoy a range of amenities, including a country club, tennis, racquetball, pickleball, fitness center, community pool, and a boat dock with canal access to Lake Griffin. The location offers easy access to major attractions, with The Villages only 8 minutes away, Leesburg just 15 minutes away, Ocala 45 minutes away, Disney World 1 hour away, and Tampa 2 hours away. This centrally located, stylishly updated home offers the perfect combination of luxury, convenience, and community living. Do not hesitate to schedule a showing on this fabulous home and buy!!
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$312,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $250,320 | $250,320 | $250,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,665 | $1,664 | $2,111 |
Total Monthly Payment | $2,107 | $2,106 | $2,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.