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820 W Charing Cross CIRCLE, Lake Mary, FL, 32746 | $445,000
820 W Charing Cross Circle is a 2, 089-square-foot home with four bedrooms and 2. 5 bathrooms in Colony Cove at The Crossings in Lake Mary. This home offers style and comfort in one of Central Florida's most sought-after areas. It is known for its beautifully maintained mature landscaping, convenient sidewalks ideal for strolls or jogs, and serene lakes with inviting sitting areas.
Step inside the home and immediately notice the stunning herringbone-pattern ceramic tile floors that flow seamlessly throughout the main level, creating an inviting and cohesive space. The floor plan draws you from the entryway through the living room and into the heart of the home—the spacious kitchen and family room. This updated kitchen features stainless steel appliances, ample cabinetry, and a large peninsula countertop, making it the perfect spot for casual dining, meal prep, or entertaining.
Venture outside to the screened-in back porch, an ideal retreat for soaking up Florida's year-round sunshine. The fenced-in yard offers privacy and a secure space for pets to roam freely, while the mature oak trees provide a touch of natural beauty and shade. For a special treat, enjoy fresh limes from your very own lime tree, adding a delightful touch to your outdoor space.
Upstairs, you'll find the primary suite, three additional bedrooms, a second full bathroom, and a convenient laundry room. The primary suite is a true sanctuary with a newly updated en-suite bathroom that boasts contemporary fixtures and a spa-like atmosphere. Plush new carpeting graces the stairs and bedrooms, adding a layer of warmth and comfort to this upper level.
This home's prime location is simply unbeatable. You're just a short distance along the community sidewalks from top-rated Greenwood Lakes Middle School, Lake Mary High School, the Seminole County Library, and the Lake Mary YMCA, ensuring your educational and recreational needs are effortlessly met. Greenwood Lakes Park is also within easy reach, featuring a fantastic playground space and plenty of room to move around. You're just minutes from Lake Mary's vibrant shops, restaurants, and entertainment, including the popular Topgolf entertainment venue. Commuters will love the quick access to I-4, making Orlando's attractions and business centers a breeze to reach.
Schedule your showing today and ask us about the 1% lender credit offered to buyers.
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level
- Style: Florida
- Year Built: 1989
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,089
- Acreage: 0.11
- Est. Taxes: $2,899
- HOA Fee: $269 Quarterly
- Lot Desc: City Lot, Sidewalk
- Elem. School: Lake Mary Elementary
- Middle School: Greenwood Lakes Middle
- High School: Lake Mary High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: S5112090
- Days on Market: 51 days
- Website: https://www.raveis.com
/prop/S5112090/820wcharingcrosscircle_lakemary_fl?source=qrflyer
Listing courtesy of MAGIC REALTY LLC Phone: 407-588-7177
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
820 W Charing Cross CIRCLE, Lake Mary, FL, 32746
$445,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $356,000 | $356,000 | $356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
| Monthly Tax Payment | $242 | $242 | $242 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,339 | $2,339 | $2,980 |
| Total Monthly Payment | $2,656 | $2,656 | $3,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388