4315 Hammersmith Dr., Clermont, FL, 34711 | $397,900

Look no further! This fabulous home will WOW you from the moment you pull into the driveway and has an assumable loan mortgage with an exceptionally low interest rate. This immaculate 3 bedroom 2 bath home has spectacular updates such as stainless steel appliances, quartz counter tops, and tile showers. The screened in front porch is an especially enticing feature because it allows you to enter the home without those pesky mosquitos coming in too! A bonus comes with the garage as it also has a privacy screen that can be used while the garage door is open! There is a feeling of luxury as you enter the main hallway. Bullnose corners are in the arched entry ways to all main areas enhancing the feeling of grandeur. Ceramic tile is the flooring of choice in all rooms except the carpeted Living room. Having no carpet in the bedrooms is an added plus for the new owner! The formal dining room is open to the main hallway and living room and has an arched doorway leading to the updated kitchen. Any chef would be overjoyed to prepare delicacies in this roomy kitchen that incorporates an eat-in-area for your more intimate meals. There is also a breakfast bar which is perfect for serving brunch. The family room is generously sized and is located between the primary and secondary bedrooms. Pocket glass doors provide entrance to the Florida room which allows the outside to blend seamlessly with the inside! The Florida room has BOTH heating and cooling providing complete comfort all year round. This is a fantastic area for parties with ample room for guests to mingle. Oh but wait! There's so much more! Another set of pocket glass doors open to the enormous screened in lanai with no rear neighbors! Your eyes will be greeted with a wide retention pond behind the home which will allow you plenty of privacy while enjoying this area. The second and third bedrooms are large and roomy and have a stand-up shower bathroom between them. One of these bedrooms can be sectioned off with a folding door to provide a guest with complete privacy. The primary bedroom is huge with access to the Florida room as well. Included in this room is an en-suite bathroom with walk in closet, oversized stand up shower and a garden tub. You will find this luxurious home on a corner lot in the beautiful community in Kings Ridge. The community has many amenities to enjoy. This home must be seen to believe - so schedule your showing today!

Features

  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room, Washer Hookup, Electric Dryer Hookup
  • Style: Contemporary
  • Year Built: 1999
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,118
  • Acreage: 0.23
  • Est. Taxes: $0
  • HOA Fee: $263 Monthly
  • Lot Desc: City Lot
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: P4932090
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/P4932090/4315hammersmithdr_clermont_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/26/2024 11:32:09 PM)
Listing courtesy of FLORIDA REALTY MARKETPLACE   Phone: 863-877-1915

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4315 Hammersmith Dr., Clermont, FL, 34711

$397,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $318,320 $318,320 $318,320
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.398% 6.285% 5.510%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,934 $1,934 $2,559
Total Monthly Payment $2,009 $2,009 $2,634

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.