989 Leather Fern LANE, Out of Area, FL, 32754 | $620,000

Welcome home to your own little piece of paradise! Sitting on just over 6. 6 acres, this beautiful 4-bedroom 2-bathroom pool home offers room to roam! The long driveway pulls up to the two-car garage, allowing this gorgeous property to sit back from the road. Inside you’ll be greeted by an open concept floor plan with tile floors, tall ceilings, crown molding, and spacious rooms full of natural light. The bedrooms are laid out in a split-floor plan, allowing for privacy for all. The kitchen boasts stunning upgrades including custom stone columns, granite countertops, a built-in oven and microwave, a cooktop, a wine fridge, and center island with seating. The living space leads out to the large back patio through french doors, making this home perfect for entertaining family and friends. The primary bedroom showcases two large walk-in closets, and a large ensuite featuring separate vanities, soaking tub, and a walk-through shower with dual shower heads. A storage shed sits in the back yard off the pavered pool deck. As an added benefit, the AC is brand new (2024) and the interior of the home has just been painted. Surrounded by greenery and scenic views, this property really feels like a country retreat. With plenty of space to build, garden, relax, and store your toys, the possibilities are endless! The gated neighborhood features a private boat ramp with access to the St. Johns River and Lake Harney. Spend the weekends at the farmer’s market at The Old Red Barn of Geneva, visit The Alibi or Jolly Gator Fish Camp for lunch, explore nature on one of the several hiking trails nearby, visit Kennedy Space Center just 40 minutes away, or enjoy a day at secluded Klondike Beach. And to top it off. . . zoned for SEMINOLE COUNTY SCHOOLS! This home won’t last long, so be sure to schedule your showing today!

Features

  • Amenities: Gated
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2008
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,025
  • Acreage: 6.63
  • Est. Taxes: $4,983
  • HOA Fee: $961 Annually
  • Lot Desc: Oversized Lot, Zoned for Horses
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Microwave, Wine Refrigerator
  • MLS#: O6242371
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6242371/989leatherfernlane_outofarea_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/21/2024 12:47:08 PM)
Listing courtesy of S & B Realty   Phone: 954-644-3550

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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989 Leather Fern LANE, Out of Area, FL, 32754

$620,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $496,000 $496,000 $496,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $415 $415 $415
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,014 $3,014 $3,920
Total Monthly Payment $3,521 $3,521 $4,427

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.