This Ranch style home has been occupied by the same family for 72 years and meticulously cared for. Nestled on a little less than a half acre lot this property is gorgeous. You can spend time in your screened in patio or work in the garden that abuts a wooded back drop. There have been several major updates on the exterior such as vinyl siding three years ago, new roof eight to ten years ago and the furnace about 11 years ago. This single floor living area is great with three decent sized bedrooms with hardwood floors and spacious closets, The living room is open to the dining area , great for entertaining and family gatherings. There is a possibility of hardwood floors under the carpet. The main hallway has a built in laundry chute just outside the bedrooms as well as a pull down for the attic. The kitchen has tiled walls and a real retro feel. The basement has high ceilings as well oversized windows that let in lots of sunlight. and a laundry sink. There is a single detached garage as well.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | Main,First |
Bedroom 3 | Closet, Flooring - Hardwood | Main,First |
Dining Room | Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet | First |
Kitchen | Closet, Flooring - Vinyl, Exterior Access, Breezeway | Main,First |
Living Room | Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture, Cable Hookup, Exterior Access, Open Floorplan | Main,First |
Master Bedroom | Closet, Flooring - Hardwood | Main,First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,119 | $2,037 | $2,651 |
Total Monthly Payment | $2,527 | $2,445 | $3,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.