Are you on the hunt for a budget-friendly home in St. Johns County, but finding the fees a bit overwhelming? We've got a fantastic home for you that stands out with NO CDD fees and very LOW HOA. This home is a showstopper, with impeccable curb appeal featuring a wide driveway and a 3-car garage with extra space. The landscaping is beautifully done, with a well-manicured lawn and a hardscape border adding to the charm.
Step inside to discover stunning wood-look tile floors that run throughout the house, creating a warm and inviting atmosphere. The contrasting wood tones and light wall colors give the home a modern feel. Custom board and batten wainscoting adds a touch of elegance as you walk in. The layout includes 3 bedrooms in the front and a private owner's suite at the back.
The home is filled with beautiful lighting fixtures that enhance its appeal. The kitchen, the heart of the home, is adorned with stainless steel appliances, 42'' cabinets, granite countertops, and a custom subway tile backsplash. You can unwind on the screened-in lanai while sipping your morning coffee and enjoying the peaceful pond view.
For outdoor gatherings, the home features a lovely paver patio and a fun playhouse for the kids. It's a perfect setting for backyard BBQs and creating lasting memories with your loved ones.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $3,085 | $3,082 | $3,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.