1174 CAMP RIDGE Lane, Middleburg, FL, 32068 | $413,000

You are going to love this large, fenced backyard! Why wait for new construction, this home is ready now and buyers, if you need seller closing cost assistance then this home is for you! The seller will contribute $8, 300 towards buyers' closing costs, pre-paids and or interest rate reduction with a full price offer! This beauty also comes with a one-year home warranty for peace of mind! Charming 4-bedroom, 3-bath house is located in the Pine Ridge community and features a spacious fenced backyard, first floor office, and a full bathroom. Key features include Open Concept Layout, Kitchen is equipped with stainless steel appliances, granite counter tops, ample counter space and a breakfast Island, large walk-in Pantry located off the mud room. Plenty of windows to bring in lots of natural light. The outdoor space is perfect for barbecues and gardening and has plenty of room for your own private pool. With a Versatile Loft Area space located on the second floor, you have room away from the dedicated first floor office space for play, fitness, or relaxation. With the laundry room also located on the second floor with the bedrooms there is no need to transport your laundry up and down stairs. **Proximity to Amenities: **Home is situated next to one of the neighborhoods walking paths, close to Pine Ridge amenity center, near parks, schools, and shopping centers. This home combines style, functionality, and comfort for modern living.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup
  • Year Built: 2015
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric, Zoned
  • Approx Sq. Feet: 2,832
  • Acreage: 0.18
  • Est. Taxes: $5,955
  • HOA Fee: $90 Annually
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave
  • MLS#: 2048361
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/2048361/1174campridgelane_middleburg_fl?source=qrflyer
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Listing courtesy of Herron Real Estate LLC   Phone: 904-729-4313

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1174 CAMP RIDGE Lane, Middleburg, FL, 32068

$413,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $330,400 $330,400 $330,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $496 $496 $496
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,008 $2,008 $2,611
Total Monthly Payment $2,579 $2,579 $3,182

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.