25 Kelly Ridge Road, Carmel, NY, 10512 | $724,000

Here's your chance to move into a newly built home in a desirable, well established neighborhood! 25 Kelly Ridge was taken down to the original foundation and rebuilt with all the modern finishes you would expect while thoughtfully incorporating a rustic, farmhouse vibe. The open concept kitchen/dining room is flooded with natural light and features stainless steel appliances, a 36 inch gas cooktop with pot filler, stone and butcher block counters and an oversized pantry. The living room features a beautiful stone fireplace with an efficient wood burning insert that vents the heat throughout the ductwork in the home. Enjoy the convenience of a dedicated main floor office, half bath, and huge laundry and mud rooms, both with radiant floor heating. The sliding glass doors in the kitchen open up to the covered patio and large, level yard that backs up to Carmel's renowned Centennial Golf Course. The second level of the home contains 3 bedrooms, a spacious full bathroom (with radiant floor heating) and the primary bedroom with en suite full bath (with radiant floor heating) and walk in closet. Above the attached 2 car garage is an unfinished bonus space which can be accessed from the mud room and would add over an additional 450sf; the full-sized attic and basement offer tons of additional storage. Purchase with the peace of mind knowing that this home is only 2 years old and extremely energy efficient--spray foam insulation, heat pumps used for heating and cooling & for heating hot water; the roof, windows, doors, siding, appliances, etc are all virtually brand new! 25 Kelly Ridge is conveniently located close to shopping, Metro North, highways, and schools and is ready to be enjoyed and loved by its new owners!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 2022
  • Garage: 2-car Attached
  • Heating: Other, Heat Pump
  • Cooling: Central Air
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 2,716
  • Acreage: 0.5
  • Est. Taxes: $20,375
  • Lot Desc: Level, Stone/Brick Wall, Near Public Transit
  • Elem. School: Matthew Paterson Elementary School
  • Middle School: George Fischer Middle School
  • High School: Carmel High School
  • School District: Carmel
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: H6327451
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/H6327451/25kellyridgeroad_carmel_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Briante Realty Group, LLC   Phone: 845-225-2020

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

25 Kelly Ridge Road, Carmel, NY, 10512

$724,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $579,200 $579,200 $579,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $1,698 $1,698 $1,698
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,853 $3,850 $4,884
Total Monthly Payment $5,643 $5,640 $6,674

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.