Here's your chance to move into a newly built home in a desirable, well established neighborhood! 25 Kelly Ridge was taken down to the original foundation and rebuilt with all the modern finishes you would expect while thoughtfully incorporating a rustic, farmhouse vibe. The open concept kitchen/dining room is flooded with natural light and features stainless steel appliances, a 36 inch gas cooktop with pot filler, stone and butcher block counters and an oversized pantry. The living room features a beautiful stone fireplace with an efficient wood burning insert that vents the heat throughout the ductwork in the home. Enjoy the convenience of a dedicated main floor office, half bath, and huge laundry and mud rooms, both with radiant floor heating. The sliding glass doors in the kitchen open up to the covered patio and large, level yard that backs up to Carmel's renowned Centennial Golf Course. The second level of the home contains 3 bedrooms, a spacious full bathroom (with radiant floor heating) and the primary bedroom with en suite full bath (with radiant floor heating) and walk in closet. Above the attached 2 car garage is an unfinished bonus space which can be accessed from the mud room and would add over an additional 450sf; the full-sized attic and basement offer tons of additional storage. Purchase with the peace of mind knowing that this home is only 2 years old and extremely energy efficient--spray foam insulation, heat pumps used for heating and cooling & for heating hot water; the roof, windows, doors, siding, appliances, etc are all virtually brand new! 25 Kelly Ridge is conveniently located close to shopping, Metro North, highways, and schools and is ready to be enjoyed and loved by its new owners!
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Our Executive Mortgage Banker:
Our Insurance Division:
$724,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $579,200 | $579,200 | $579,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,698 | $1,698 | $1,698 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,853 | $3,850 | $4,884 |
Total Monthly Payment | $5,643 | $5,640 | $6,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.