One or more photo(s) has been virtually staged. Experience the perfect blend of comfort and coastal convenience in this beautiful home, ideally situated between the scenic Halifax River and the lively A1A highway. Just a short stroll from the white sands and sparkling waves of the Atlantic Ocean, this residence embodies the ultimate beachside lifestyle. Recent upgrades provide peace of mind and efficiency: ALL-NEW HURRICANE IMPACT WINDOWS, installed in September 2024, offer top-notch safety and protection. The central air conditioning system, installed in 2023, ensures the home remains cool and comfortable year-round. Additional updates include newer gutters (installed approximately three years ago) and a freshly painted interior that enhances the home's modern appeal. The single-car entry garage provides convenient storage space and parked up to two vehicles. Step outside into a tropical oasis, where the backyard boasts mature fruit trees including sugar apple, starfruit, and dragon fruit perfect for enjoying fresh, homegrown produce in your own coastal paradise. The open and airy living spaces are ideal for both relaxation and entertainment. This home seamlessly combines convenience with charm, making it a perfect retreat for those seeking a laid-back beach lifestyle. Enjoy a quiet morning coffee on your porch, take a leisurely walk to the nearby beach, and savor the vibrant amenities of Daytona Beach. Schedule a visit today to experience the comfort and convenience of 256 Morningside Ave --your gateway to blissful beachside living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,068 | $2,668 |
Total Monthly Payment | $2,537 | $2,535 | $3,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.