Excellent value on this 3BR waterfront home in the well-established Montverde Mobile Home subdivision. Immaculate and move-in ready. No land rental fees! Quality updates include: (1) Additional hurricane straps installed (Aug. 2024), (2) new water heater (April 2023), and (3) refrigerator new in 2021. Layout features open common living space with a split bedroom plan. Entry on the street side brings you into the kitchen which reflects a contemporary update. You’ll be pleased with the abundance of counter and cabinet space, including a large closet pantry. Appliances included (including washer/dryer)! Generous sized living/dining areas are suitable for both cozy and good size gatherings. Master suite is on one side of the home and has a tranquil water view. Here you'll enjoy a walk-in closet and ensuite bath with shower. Other noteworthy items: (1) A/C has been serviced regularly (receipts available upon request), (2) HUD wind sticker/tag certification has been ordered. One big reason to love this home is all that you have out back. Here you’ll enjoy a deck, sizable back yard, large shade tree and of course, the wonderful water view – the perfect environment for enjoying fun in the sun. And you'll appreciate having a well-maintained sea wall. Excellent location - quiet, residential neighborhood, easy access to SR 50 and Florida turnpike (approx. 5-7 miles) and all the shopping/dining venues in the greater Clermont area. The seller has taken good care of this property over decades of ownership. Now's the time for you to come in and make some new memories! Come see all that makes it so special.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $136 | $136 | $136 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,065 | $1,065 | $1,385 |
Total Monthly Payment | $1,276 | $1,276 | $1,596 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.