Well kept Tapia home in south Lakeland Gated community. Inside the gated community of Highlands creek, 4 bed room with 2 Baths. Tania's Janice II floor plan offers over 2200 sq ft living area. High ceilings and plenty of light throughout. Large living room attached to break fast nook. Beautiful kitchen with wood cabinets and stainless steel appliance. Ceramic Tiles in open area, but luxury vinyl flooring's in other 3 bedrooms. No carpet in the house. two tray ceilings one in the living and the other one in master bod room. very big back porch 10 x 45 screened and paved place for outdoor party. solid counter with sink attached in the back porch Inside Laundry washer and Dryer included. Extra large size garage finished with epoxy floor painting and storage shelving. Brick paving for driveway and to the front entrance. Double sink bath room in master-bath with shower and granite countertops. Big walking closet part of the master suite. Water softener included. Fully fenced backyard with large open area with St Augustine grass. Multiple fruit trees Mango, Papaya, Guava, Avocado , and more in one side of the backyard.
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $246 | $246 | $246 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,183 | $2,839 |
Total Monthly Payment | $2,504 | $2,504 | $3,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.