Under contract-accepting backup offers. “Modern Coastal Charm” - Discover the perfect blend of modern style and coastal charm in this beautifully updated 3-bedroom, 2-bath home in the highly sought-after Allendale Terrace neighborhood in Northeast St. Pete. This home radiates a fresh coastal vibe, featuring white shaker cabinets, granite countertops, and a custom tile backsplash in the kitchen. The kitchen, dining room, and living room are at the front of the home and allow for easy living. The primary bedroom is at the rear of the house and offers an en suite bathroom with a stand-up shower and a generous-sized laundry room is conveniently located off the primary bedroom. The fully fenced and newly designed backyard offers great outdoor entertainment options with a spacious patio and additional storage units for bikes, kayaks, or additional storage. The front oversized carport offers plenty of room for parking. Located in a fantastic neighborhood with easy access to Dr. Martin Luther King Jr. St. and 4th St. North this prime location has the best shopping in the area with convenient access to Publix, Whole Foods, Trader Joe’s, and Fresh Market, all just a short drive away. The area is also home to a variety of dining options, coffee shops, and boutique-style shopping. All the fun and excitement of Downtown St. Petersburg just minutes away and Tampa International Airport less than 20 minutes from your doorstep, this location offers unbeatable convenience. Located in a non-flood zone. Seller's FHA loan is assumable!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $521 | $521 | $521 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $3,011 |
Total Monthly Payment | $2,933 | $2,930 | $3,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.