Beautiful 4-bedroom home in the sought after Cider Mill neighborhood! Just inside, a designated office space is filled with light with enough space for a large desk. Just down the hallway, the open-concept living area unfolds, showcasing hardwood flooring throughout. The inviting living room features a cozy gas fireplace, serving as a focal point for gatherings. The kitchen boasts ample cabinet & counter space, a stylish tile backsplash and new LG stainless steel appliances (2022). The center island offers additional seating - great for entertaining. Just off the kitchen, a convenient mudroom provides access to the two-car garage. Upstairs, you’ll find 3 bedrooms & 2 full bathrooms. The spacious primary suite impresses with partial views of The Adirondack Mountains, vaulted ceilings and a large walk-in closet with custom built-ins. The en suite bathroom has a double vanity, linen closet, soaking tub & separate shower. The lower level offers a fantastic family room, plenty of storage, an additional bedroom with a walk-in closet and a full bathroom - perfect for guests or extended family. Recent updates include new Hunter Douglas light-blocking shades in the kitchen & primary bedroom, along with a new Otter Creek awning over the back deck. Enjoy serene views of protected wetlands from your west-facing back deck or savor your morning coffee on the charming front porch as the sun rises. Great location, tucked away but still close to schools, shopping, I-89 & more!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $836 | $836 | $836 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,592 | $4,672 |
Total Monthly Payment | $4,520 | $4,520 | $5,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.