This beautiful 4-bedroom home may be 4 years old but, it looks like the day they bought it. This home includes sprinkler system, security system with cameras, LARGE island, open concept to the living area, stone countertops, stainless steel appliances, LARGE walk-in pantry, extra 220 electric plug which ties into the circuit breaker which can be tied into a generator if the power goes out. When you arrive at the home notice the well-maintained landscaping. As you enter the home you will notice 2 bedrooms on your left and as you enter the living area you will notice the open concept with the kitchen. The LARGE primary bedroom is to your left on the other side of the living area. The Primary bathroom includes a garden tub, walk in shower, double sinks and a walk-in closet. The home has a vinyl fence and a screened in back porch that has laminate flooring. The view from the back porch looks over a large pond which will soon have 2 fountains. It is very private for those back yard cookouts or just relaxing after a hard day. The neighborhood is well maintained and close to everything you may need. Homes in this community go quickly so, don't wait too long on this one.
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,774 | $2,308 |
Total Monthly Payment | $2,173 | $2,173 | $2,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.