Your slice of paradise awaits! Nestled in the serene beauty of northern Florida, this 3-bedroom, 2-bathroom home sits on a tranquil half-acre lot, surrounded by lush trees and nature's peaceful embrace. Enjoy the freedom of no HOA or CDD fees, with countless outdoor activities right at your doorstep. Whether you’re into hiking, biking, fishing, boating, paddleboarding, kayaking, airboating, or snorkeling, this location offers it all. Explore nearby natural gems like Homosassa Springs, Crystal River National Park, 7 Sisters Springs, and Weeki Wachee, where you’ll encounter dolphins, sea birds, manatees, and turtles—a haven for nature lovers. The home boasts a spacious split-bedroom floor plan with an open living area and a cozy dinette, perfect for everyday living. The eat-in kitchen features updated appliances, while the dedicated laundry room offers extra storage. The primary bedroom impresses with a large closet, an ensuite bathroom with a double vanity, whirlpool tub, and a walk-in shower. The seller is offering select furniture pieces with the home for added convenience. This property operates on septic and well, with a brand-new water softener system. Enjoy nearby golf courses, distilleries, and restaurants in charming Homosassa. This is more than a home—it’s your gateway to a nature-filled paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $957 | $1,235 |
Total Monthly Payment | $1,065 | $1,064 | $1,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.