This will be a Probate sale!! St Clair model in 55+ gated golf community of Kings Ridge. Located on a quiet cul de sac street with a pretty private back yard area. New Roof in Aug 2022 and HVAC change out in Oct 2019. Home has 1873 heated SF with 3 BD/ 2 BA and a 2 car garage. The kitchen has engineered wood flooring. The Primary Bathroom has a walk in shower, dual sink vanity and garden tub. Separate laundry room and washer & dryer remain and are about 4 yr old. The lanai is back is covered and screened. Home needs some TLC. Carpet throughout home would need to be replaced. Closing time would need to be at least 3 months for a closing date due to probate. Enjoy the Kings Ridge Royal life style in the multi-million $ clubhouse with 3 heated pools, spas, tennis & pickle ball courts, billiards, shuffle board, shows, Bingo, cards and clubs galore. The monthly maintenance fees include: lawn maintenance including trimming of shrubs, care of irrigation system & irrigation water, dish cable TV w/ fiber optic cable thru Opticaltel, internet & home phone, maintenance of roads and outside painting of home every 7 years. Take your golf cart to the Kings Ridge Plaza where you can do your grocery shopping, banking or dine out. .
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,779 | $1,755 | $2,226 |
Total Monthly Payment | $2,045 | $2,021 | $2,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.