A rare find in this 55+ community! This is one of the larger units in this highly desirable South Lakeland community. It is convenient to shopping, medical offices and the Parkway so I4 can be easily accessed. Updates include a new roof in 2023, a complete replumb in 2018, new water heater 2022, microwave 2023, ice maker 2024. The AC has been maintained regularly and pest control done monthly. For heating there is a natural gas line to keep those electric costs low in the winter. This home has over 1600 of living space, tons of storage options throughout and includes an air-conditioned sunroom for office or craft room. Walking in from the carport area, there is a spacious hallway with the kitchen on the right and a large open great room with formal living/dining combo. This home also features a separate family room in the back. The master bedroom has a bathroom and a walk in closet and an additional linen closet. A second bedroom and guest bathroom also has a great deal of storage space. The large inside laundry room which includes a washer/dryer can be accessed from carport or kitchen. The laundry room also includes a built in pantry and storage space. This community of Villas II offers clubhouse, community pool and spa, fenced in dog walk, tennis court/pickleball, shuffleboard and the HOA provides amenities such as internet, cable, water and lawncare. If you are looking for a community that offers amenities with reasonable HOA dues you won't want to miss seeing this home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,324 | $1,680 |
Total Monthly Payment | $1,445 | $1,444 | $1,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.