Why build when you have the opportunity to purchase a gorgeous, highly upgraded, newer home in the Nottingham neighborhood of Stone Creek? This Hallmark model features a gourmet kitchen with quartz countertops, a center island, and a walk-in pantry. The black chrome Samsung smart refrigerator is really special, with a whiteboard feature and television option. If you are concerned about storage when downsizing, it shouldn’t be a problem with this home. The owners have taken advantage of the 8 foot tall closets by adding additional shelving for more storage throughout the house, and the garage has a four foot extension for extra storage as well. The backyard features lovely landscaping, a pavered patio for grilling, and a private retention view from the screened in lanai and primary bedroom. The laundry room off the garage has built-in cabinets with a sink and folding area. This home is immaculate, and shows pride in ownership, it’s light and bright, the ceiling fans are high-end, and there have never been pets in the house. Don’t miss out on this move-in ready home that is priced to sell in a great 55 plus community with many clubs, activities, and amenities, including the newly built Stonewater Club.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,600 | $275,600 | $275,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,675 | $1,146,037 |
Total Monthly Payment | $1,837 | $1,793 | $1,146,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.