GRAND RENOVATED ONE BED ART DECO GEM! Move right in to Apt 1A, where vintage charm meets generous renovated rooms. Though you enter on the Lobby level, ALL windows are on the SECOND floor - up one flight from the ground! Eastern and Northern exposures for fantastic morning light and great air flow. And because this unit faces the back of the building, it is a quiet oasis and a peaceful retreat. Entry Foyer boasts charming deco built-in shelving and a generous closet and opens into the main living area - Kitchen on the left and the Living Room on the right. Grand sunken living room has iron railings, high ceiling with dimmable recessed lighting and parquet hardwood floors. The windowed Kitchen is open to the living area - perfect for the Chef to enjoy the guests! With a stylish black and white design, Kitchen details include dark granite countertops and white cabinetry with an additional matching island - excellent workspace and storage. Stainless Frigidaire appliances include gas oven/stove, dishwasher, microwave, refrigerator. King-sized bedroom features THREE closets and dimmable overhead lighting. Your bedroom and your office can fit in this space! Windowed oversized black and white Bathroom includes white subway wall tiles, black and white period floor tiles, white pedestal sink, and tub with large shower head. Situated in one of Inwood’s great Deco buildings built circa 1937, residents enjoy bike and private storage (wait list), central laundry, and a live-in Superintendent. Pets are welcome! You will love living directly across the street from Inwood Hill Park with amazing hiking trails, ball fields, tennis courts and fun summer activities, and a playground a block away. Also nearby are great new restaurants and cafes, Saturday local Farmers Market, affordable parking, convenient shopping and easy access to midtown via the 1 or A trains as well as all major metropolitan roadways. This vibrant neighborhood is one of Manhattan’s best-kept secrets and quite possibly the most beautiful. Offerings for sale are rare at 115 Payson; this is your opportunity to buy into this lovely building with a caring Board and welcoming community. AND 90% FINANCING IS ALLOWED!
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Our Executive Mortgage Banker:
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$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,823 | $2,371 |
Total Monthly Payment | $1,898 | $1,898 | $2,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.