Welcome to Summerbrooke where this recently constructed home is ready for new owners! As you drive down the cul-de-sac, you'll notice the peaceful conservation across the street and the beautiful curb appeal of the brick paver driveway in addition to the lush landscaping. Upon entry to the home, tons of natural light floods the space, highlighting the nice high ceilings and charming wood look tile throughout the living area. There is also a great drop zone by the front door, perfect for kids' backpacks and shoes. Also located near the front of the home are your indoor laundry and powder rooms. The kitchen is open to the living and dining room, perfect for entertaining, and features a large walk in pantry, quartz counter tops, solid wood cabinets, pendant lights, and new stainless steel appliances! Also downstairs is a great space for an office or den as well as your large primary bedroom and ensuite with his and her sinks, walk-in shower, and large closet. As you walk upstairs, you'll be greeted with a spacious loft area, perfect for additional living space, as well as a three large bedrooms, a full Jack & Jill bathroom, and another full guest bathroom perfect for accommodating a large family. There is also a laundry chute upstairs that conveniently transports your clothes to the laundry room - every parent's dream! Take a walk out back and enjoy everything that Florida has to offer. There is a serene covered lanai and large backyard, perfect for accommodating a pool or play-set for the kids. This property also has an ASSUMABLE loan at a low 4. 75% to help with the higher current rates. If you desire a new home but don't want to wait to build, this is the perfect opportunity for you!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $93 | $93 | $93 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,694 | $2,658 | $3,373 |
Total Monthly Payment | $2,862 | $2,826 | $3,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.