Welcome to this updated home located in the Golf Cart and Gated community of Kings Point! Sitting on a quiet street with a cul-de-sac, this is one of the most desired locations within this 55+ community! The Broxburn model is located on the 5th hole of the Sceptor Golf Course with amazing views! You will enjoy watching the golfers and nature including a variety of birds! This meticulously maintained home has newer furniture available as an option making this fully FURNISHED home IDEAL whether for primary use, a second home or even an investment. There is an open concept and TWO PRIMARY BEDROOMS making this split floor plan ideal for guests and sharing space! Newly installed luxury vinyl flooring throughout and tile in the bathrooms make this home ideal for pets in this PET FRIENDLY association (2 pets allowed)! The GREAT ROOM includes living and dining spaces that accommodate plenty of seating. The kitchen features WOOD cabinetry, stainless steel appliances that are like new and pendant lighting over the breakfast bar. The Florida Room is currently being used as a separate dining space and provides immediate access to the screened WRAP AROUND lanai. Both bathrooms have been UPDATED with new vanities, QUARTZ countertops, fixtures, lighting and comfort height toilets! There is a WALK-IN shower in one and the other has a tub/shower combination for those days you want to soak and relax! The laundry is located inside and has a utility sink, cabinetry and closet storage allowing you to keep your items tucked away! The 1. 5 car garage consists of a LARGE one car garage (23' X 11’) with front entry and a GOLF CART GARAGE with side entry and has 12’ ceiling heights which is ideal for storage! Both have garage door openers in place. The recently purchased furniture is an option which makes this fully FURNISHED home IDEAL whether for primary use, a second home or even an investment. There is a GAS CONNECTION for your stove and the HVAC and Hot Water Heater are run by gas currently. Additional updates and features include plantation shutters, recessed lighting, solar tube in the kitchen, shower grab rails, updated medicine cabinets, newer lighted ceiling fans and mature landscaping! Inverness is also an association that is part of the 80/20 rule where an AGE WAIVER is possible! Fees include cable, internet, exterior insurance, maintenance grounds, pest control, private road, security, water, trash, sewer & more! Activities include over 200 clubs, multiple indoor/outdoor HEATED pools, fitness, pickle ball, an onsite SALON and multiple restaurants and so much more! If you plan on venturing out there is quick access to restaurants, SHOPPING, beaches and 30 minutes to Tampa International Airport, less than an hour to the Sarasota shops and 20 minutes to Ellenton Prime Outlets!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $104 | $104 | $104 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,697 | $1,674 | $2,124 |
Total Monthly Payment | $1,876 | $1,853 | $2,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.