Seller Incentive: 1st Month HOA Paid by Seller!!
**Coastal Living Near Top-Rated Siesta Key Beach!**
Discover quiet resort-style comfort in this bright and open 1-bedroom, 1-bathroom condominium, featuring a screened patio/lanai with serene views of the lake and fountain. Nestled in the desirable “Bella Villino Condominiums” within Palmer Ranch, this home offers an unbeatable location near award-winning Siesta Key Beach, shopping, dining, golf courses, marinas, and the Legacy Trail.
**Key Features: **
- **Open Floor Plan**: Light-filled living area with updated laminate and waterproof plank flooring.
- **Modern Kitchen**: Redone with newer cabinets, countertops, a large sink, and appliances. A breakfast bar opens to the living room with lanai views. Additional large closet space contains side by side washer and dryer with additional cabinets.
- **Bedroom & Bathroom**: The spacious primary suite includes two closets and an updated en suite bathroom with elegant porcelain inlay tile.
- **Outdoor Space**: Enjoy lake views and southwestern skies from the screened lanai with painted flooring.
- **Recent Upgrades**: Newer impact-resistant, thermal-tinted windows (assessment paid in full), and newer water heater and AC/heat pump.
**Community Amenities: **
The gated Bella Villino Condominiums enjoy resort-style amenities, including:
- Heated pool and spa
- State-of-the-art fitness center
- Indoor racquetball and basketball courts
- Tennis court, billiards room, and business center
- Car care area, gas grills, and picnic areas
- Onsite management and maintenance team
**Convenient & Affordable Coastal Living: **
With assigned covered parking, additional guest parking, and proximity to everything Sarasota has to enjoy, this community combines location and lifestyle at an unbeatable price.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$208,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,120 | $167,120 | $167,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,154 | $1,126 | $1,422 |
Total Monthly Payment | $1,425 | $1,397 | $1,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.