Experience this exceptionally peaceful lot located in the desirable Lang Farm neighborhood in Essex. You will be welcomed by the mature landscaping and curb appeal of this farmhouse colonial complete with front porch to take in the day. Enter through the grand 2 story foyer with a modern chandelier and open staircase where you’ll find a private home office with a hall leading to a large yet cozy living room with gas fireplace. The spacious eat-in kitchen boasts an island, a desk center and an oversized pantry that connects to a formal dining room. A mudroom/laundry room with half bath located conveniently off 2 car garage. Updated eco friendly hardwood floors are throughout the first floor. Upstairs, you’ll find 4 bedrooms and a sprawling finished bonus space above the garage- perfect for a guest room, additional home office, or playroom. The large primary suite features 2 walk-in closets and en suite with dual sinks, shower and whirlpool tub. The partially finished basement provides even more living space, a half bathroom and stairs giving access to the garage. The backyard of this home truly stands out as a haven of tranquility- complete with a wooden deck and patio space, perfect for outdoor dining or just enjoying nature. Located minutes to Essex amenities, including the Essex Experience retail, restaurants, movie theater and the Essex resort, extensive trail systems yet feel as though you are far from the hustle and bustle in your quiet neighborhood sanctuary.
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Our Executive Mortgage Banker:
Our Insurance Division:
$848,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $678,400 | $678,400 | $678,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,016 | $1,016 | $1,016 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,852 | $4,232 | $5,679 |
Total Monthly Payment | $4,960 | $5,340 | $6,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.