Enjoy the perfect blend of privacy and community in this beautifully secluded home nestled within a vibrant neighborhood! Our larger Cotillion Model home is in the desirable Long Hill Estates Subdivision. This new two-story Colonial is now underway, featuring an attached family room, 9' ceilings on the first floor, and a three-car garage. The expansive floor plan is designed for easy, modern living. The home boasts white shaker cabinets, granite counters, a center island, and a breakfast/dining area connecting to the formal dining room. Additional living spaces include a versatile room that can serve as a living room or home office and a spacious great room with a gas fireplace and direct access to the deck. The second level features a primary suite with a walk-in closet and an exclusive bathroom with a tile shower, providing a private retreat. There are three additional bedrooms and a second full bath. Additional amenities include a 1. 59-acre private setback lot, hardwood flooring, bathroom tile, granite countertops, central air conditioning, and a full basement. Situated in a prime location, this home offers serene living with conveniences just minutes away. Embrace a lifestyle of comfort. Estimated completion November/December.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,920 | $631,920 | $631,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,200 | $5,329 |
Total Monthly Payment | $4,349 | $4,292 | $5,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.