|
4010 Maquam Shore Road, St. Albans Town, VT, 05478 | $529,000
Welcome to this beautifully renovated 3-bedroom, 2-bathroom ranch in St. Albans Town, offering serene views of Lake Champlain. Situated on a landscaped 1. 39-acre lot, this home boasts over 2, 000 sq ft of finished living space, including a partially finished basement for added flexibility. Inside, you'll find modern upgrades throughout, including a recently updated kitchen with granite countertops, charcoal-finish Samsung appliances, and all-new soft-close cabinetry. Additional updates include hardwood floors, crown molding, radiant heat, mini-splits, and new windows and doors throughout. The spacious living area is bright and open, enhanced by a custom wood-burning fireplace by JL Masonry. Both bathrooms have been stylishly updated, adding to the home’s contemporary charm. Outside, enjoy the sweeping new deck overlooking Lake Champlain, along with a spacious garden equipped with underground water and electric. The extensive exterior updates also include new siding, gutters, and hardscaping. The home features underground power/communication lines, a paved driveway, and much more. With an efficient combination boiler and on-demand hot water heater, along with newly installed footing drains, this home is truly move-in ready and built for comfort. Don’t miss the chance to enjoy peaceful living with lake views! (See attached list of upgrades and improvements)
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter
- Style: Ranch
- Year Built: 1973
- Garage: 2-car Garage
- Heating: Baseboard,Hot Water,Radiant,Mini Split
- Cooling: Mini Split
- Basement: Concrete,Partially Finished
- Approx Sq. Feet: 2,040
- Acreage: 1.39
- Est. Taxes: $5,225
- Lot Desc: Landscaped,Water View
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: Bellows Free Academy
- School District: Maple Run USD
- MLS#: 5015256
- Website: https://www.raveis.com
/prop/5015256/4010maquamshoreroad_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/21/2024Listing courtesy of RE/MAX North Professionals Phone: 802-655-3333
Listing Agent: Tamithy Howrigan
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4010 Maquam Shore Road, St. Albans Town, VT, 05478
$529,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $435 | $435 | $435 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,571 | $2,571 | $3,344 |
| Total Monthly Payment | $3,098 | $3,098 | $3,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484