Enjoy the Knolls Neighborhood in the very active adult community of Kings Point. This 2 bedroom/2 bathroom home features an open floor plan. The spacious kitchen has an eat-in area and a pass-through with room for bar stools and opens to the dining and living areas. Vaulted ceilings add to the spacious and open feeling. The enclosed lanai has a beautiful wooded view and a storage closet. The roomy master bedroom, which also has a door leading to the lanai, has its own bathroom, linen closet, and a walk-in closet, allowing for tons of storage. The guest bedroom also has a large closet and can double as an office. Hurricane-impact windows in the kitchen and bedrooms were installed in 2016, the HVAC system in 2016, and the roof was replaced in 2021. You are just a few steps away from The Knolls neighborhood pool, and you also can enjoy all of the amenities in Kings Point. You will never be bored, and your social life will be as active as you want it to be. You can travel by golf cart to 2 clubhouses with dining options, several indoor/outdoor heated pools, fitness facilities, pickleball courts, tennis, and shuffleboard. Your fees include all the amenities, including water, trash, sewer, cable, internet, exterior maintenance, roof, grounds maintenance, and security guards at the gated entrance. You can enjoy a carefree lifestyle, make friends for life, and be conveniently located close to restaurants, beaches, shopping centers, doctors, hospitals, and churches. For more information about the community, the amenities, and the KP Warranty, visit their website at www. kpscc. com. Make this your home today so you can enjoy the Florida lifestyle and all that Kings Point has to offer.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $128,000 | $128,000 | $128,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $24 | $24 | $24 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $862 | $851 | $1,079 |
Total Monthly Payment | $961 | $950 | $1,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.