No Flood ZONE! NO damage from Hurricane Helene or Milton!! Location, Location, Location, Reduced for quick sale! NO FLOOD INSUARNCE REQUIRED. This 3 bedroom, 2 bath home is located in one of the most sought after Cities in Pinellas County, Historic Dunedin Florida! The property is in a NO flood zone, thus no flood insurance required! Totally renovated with new AC in 2020, New gutters with leaf filters, New electrical panel, New beautiful luxury vinyl flooring, New sprinkler system with reclaimed water, new French drains, an amazing new detached garage 24 x 24, 9 foot walls and 12' high in the middle, it has custom electric lighting and remote door smart app, perfect for storing your golf cart as that is the vehicle of choice in Dunedin. Also a huge parking pad behind the fence perfect for parking your boat or RV. New hurricane energy efficient windows throughout, New totally renovated kitchen with custom cabinets including a pull out spice rack, garbage pull out and the most amazing pantry with pull out shelves. The cabinets and drawers are all soft touch close and all new stainless applicances, gas stove and deep stainless sink. The countertops are a beautiful granite! Washer and dryer and a New gas hot water heater. This is truly an open concept living space with french doors leading out to the enclosed screened porch. Perfect for the morning coffee or afternoon happy hour. Only 1 mile to the magnificent downtown Main Street, a short walk or golf cart ride away to many family owed restaurants, bars, museums, parks, and shops. Close to hospitals, the beaches, and malls. This is one you must see and it will go fast!
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,444 | $3,398 | $4,311 |
Total Monthly Payment | $3,904 | $3,858 | $4,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.