One or more photo(s) has been virtually staged. New Price for the HOLIDAYS! Move in before the New Year and begin living the dream in Valrico Oaks for 2025! This stunning 4/3/3 OR 3/3/2 with HOME OFFICE and BONUS ROOM can also be easily converted to 5 BEDROOM! THIS ESTATE HOME has a BEAUTIFULLY DESIGNED MODERN ADDITION WITH A COMPLETE SECOND KITCHEN, UTILITY, GREAT ROOM, BATHROOM AND BEDROOM. Use it AS THE ULTIMATE ENTERTAINING SPACE WITH FRENCH DOORS OUT TO THE BACKYARD or as a dedicated IN-LAW SUITE OR SECOND PRIMARY SUITE. THE POSSIBILITIES ARE ENDLESS! This home welcomes you with an inviting PAVED COURTYARD and LUSH LANDSCAPING creating a friendly OUTDOOR VERANDA that sets the tone for your NEW HOME. The chance to wave to neighbors passing by on their nightly walks or host an impromptu Happy Hour can all be accomplished easily with this IMPRESSIVE COURTYARD. The GRANDE FOYER leads to the OPEN CONCEPT LIVING ROOM/DINING ROOM with HIGH VAULTED CEILINGSs and POCKETING GLASS DOOR VIEWS to the EXPANSIVE CAGED AND PAVED LANAI. Send out the invites for the holiday gatherings! The VAULTED SCREENED CAGE leading to a large OPEN ENTERTAINING PATIO and EXPANSIVE GROUNDS OUTLINED WITH VINYL FENCING is ready for all the OUTDOOR ENTERTAINING. The PRIDE OF OWNERSHIP means lots of UPGRADES AND THOUGHTFUL TOUCHES! They even thought to STUB OUT UTILITIES when adding the addition so it is ready for you to design a DREAM OUTDOOR KITCHEN - get ready to cherish these LUXURY OUTDOOR LIVING SPACES. Inside enjoy a SPLIT FLOOR PLAN where the PRIMARY SUITE boasts an ENSUITE BATHROOM, providing a PRIVATE RETREAT with TILED SUNKEN TUB, DOUBLE VANITIES, LARGE WALK-IN CLOSET and SLIDING DOORS TO LANAIi for a quick dip in the hot tub whenever the fancy strikes. The GREAT ROOM, complete with a CHARMING BRICK FIREPLACE, is perfect for cozy gatherings. The GOURMET KITCHEN, with its CENTRAL ISLAND and RICH HARDWOOD CABINETRY, ensures you are always part of the action. But wait! There’s more!! THE large, MODERN ADDITION complete with a FULL-SIZE SECOND KITCHEN, GREAT ROOM WITH FRENCH DOORS TO THE BACKYARD PATIO and PRIVATE BEDROOM AND BATHROOM with it's own UTILITY SPACE FOR A SECOND STACKABLE WASHER AND DRYER will make a stunning IN-LAW SUITE, DOUBLE PRIMARY OR GUEST SUITE OR AS THE ULTIMATE ENTERTAINING SPACE WITH FRENCH DOORS LEADING OUT TO THE ENTERTAINING PATIO. This practical addition complements the home's STYLISH AND FUNCTIONAL DESIGN, making it perfect for modern living and endless possibilities. The versatile 4TH BEDROOM near the front of the house can easily be function as a HOME OFFICE, making it perfect for remote work or study. There is also a cozy BONUS ROOM to escape to a your own quiet place. OR EASILY CONVERT THIS TO MAKE A 5TH BEDROOM or FOUR BEDROOM WITH OFFICE. The MAIN INDOOR UTILITY is a convenient feature, equipped with a SINK and an ADDITIONAL STACKABLE WASHER/DRYER - making chores a breeze. With an ample 2-CAR GARAGE, providing storage and easy access for parking and home maintenance you will feel like you have a place for everything. Don’t miss out on this once-in-a lifetime home in the highly regarded Valrico Oaks!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $531,920 | $531,920 | $531,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,584 | $3,535 | $4,486 |
Total Monthly Payment | $3,972 | $3,923 | $4,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.