Nestled in a peaceful country setting, this inviting ranch home sits on over 5 acres, offering endless opportunities for homesteading, farming adventures, or simply enjoying the serenity of single-level living. The charming front porch welcomes you into an airy open-concept living space, filled with natural light from oversized windows. The new kitchen has been thoughtfully designed with a flair for modern style and efficiency, ready to cater to all your culinary needs. Downstairs, the walkout lower level is ready for your personal touch, featuring a 4th bedroom, bonus room with radiant floor heat, and office space. With plumbing and electrical work already complete you are set-up for a second kitchen and full bath. Step outside to your new patio to enjoy the fire pit and BBQ area. For horse enthusiasts, three run in stalls with electricity and water are ready to go. Established perennials and raised garden beds are ready for your green thumb. Whether you’re looking to downsize or embrace the joys of rural life, this property is ready to welcome you home. Don’t miss this opportunity to plant your roots in this idyllic country retreat! Delayed showings begin on Sept 27.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,552 | $2,552 | $3,319 |
Total Monthly Payment | $3,280 | $3,280 | $4,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.