Presented byKathleen Chace |
Are you looking for a beach Get- away or a year round home ? Are you an investor? This home checks all boxes. Its one of the largest models in Sea Oats and is in move in condition. Privacy on cul de sac with private 14x9 natural gunite pool fully screened overlooking Juno Preserve. 3 Bedrooms with your choice ofPrimary on 1st or 2nd floor. Just painted and updated 2024: New PEX plumbing; new water heater; new pool pump; new electric panel. New attic fan and AC service with air ducts cleaned and sanitized. AC rebuilt 2023. Garage repainted. Hurricane windows (3) with roll down shutters(2) for sliders. New screen door from pool. A quick walk to Juno beach about 600 yards so you can feel the ocean breezes. The community pool is getting a face lift too!Move-in READY. . what are you waiting for
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,000
Sales Associate
William Raveis Real Estate
Phone: 518.524.5658
Kathleen.Chace@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,552 | $3,504 | $4,446 |
Total Monthly Payment | $3,876 | $3,828 | $4,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.