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This beautiful custom-built 4-bedroom 3 bath home sits on a full acre lot with NO REAR neighbors!! Located in one of St. Cloud's best-kept secrets, Runnymede Oaks! This community is private with only one entrance and NO-THRU traffic!! The open floor plan is great for entertaining, and the upgraded kitchen will blow you away with its massive island, beautiful countertops & custom cabinets. This home includes a formal dining room, den/flex room, a huge open family room, and a split floor plan that can easily accommodate a large family comfortably. Looking for a workshop, a private gym or an office? Then you'll love the large bonus room that sits off the garage. It has its own private entrance and central AC so the options for what it can be used for are endless. The custom-built fireplace, and large front and back porches are just a few of the things that will make you want to call this property, home!! Additionally, some other upgrades include brand new wood-look porcelain tile floors, a new inverter HVAC system (valued at approx. $20k), a central dehumidifier and air purifier thru-out the entire home & lots more, all bathrooms have been renovated and a new third bathroom and large master bedroom walk in closet with custom built ins was added as well. This community is 5 minutes from East Lake Toho with access to a boat ramp, parks and easy access to downtown St. Cloud & Lake Nona. All of this in a great community with NO HOA! Don't miss the opportunity to make this your little piece of paradise!! The custom-built fireplace, large front and back porches are just a few of the things that will make you want to call this property, home!! Additionally, this home comes with one Storage Shed insulated with a split system ac, the yard has been fully fenced in and it has new low Maintenace landscaping
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Our Executive Mortgage Banker:
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$790,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $632,000 | $632,000 | $632,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,840 | $3,840 | $4,995 |
Total Monthly Payment | $4,459 | $4,459 | $5,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.