MOTIVATED SELLERS! Unique Cottage/Cabin Style Home, seated on a Huge Corner Lot and surrounded by nature. Craftmanship is evident throughout the house, top to bottom, including the wood ceilings. The Kitchen offers Stainless Steel Appliances and a lot of Cabinets and Counter Space. There is space for a small dining table right on the kitchen and a separate Dining Room, currently used as a play room. A Huge Bonus Room off the kitchen where the laundry area is, could be used as an additional Living space, etc. (WASHER AND DRYER ARE INCLUDED). The property has 2 separate driveways and 2 additional concrete slabs on the backyard. One of the slabs is ideal to park an RV, a Boat or any other Motor Toy. The other huge slab (19'x 36') is currently used as a basketball court, but could has a lot of many other usages. The spacious backyard is privately fenced in. The property offers a detached 1 car garage (24 x 16''). This garage is insulated, has a wall A/C unit, electricity and internet connection. There is another Workshop structure also with electricity and wall A/C unit (16' x 8"). There is a third shed/structure also with electricity and wall A/C unit (12 x 10). The backyard also has a gazebo and an additional storage shed. Roof is 2019, A/C is 2022, Water Heater is also newer. This property offers a lot of possibilities for the right person with vision. Make an appointment today and make it your future home.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,623 | $1,622 | $2,092 |
Total Monthly Payment | $2,102 | $2,101 | $2,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.