Welcome to your dream home in Palm Harbor's premier 55+ golf community of Highland Lakes, within easy walking distance to the private Lake Lodge pool & amenities! This exquisite property boasts a larger 2 bed 2 bath split floor plan, offering the perfect blend of comfort and luxury. As you enter through the tile foyer, you are greeted by a light and bright main living area featuring beautiful bay windows that flood the space with natural light. Inside, you will find convenient amenities such as an inside laundry room, a family room for entertaining, and an enclosed bonus sunroom that is truly a hidden gem. The sunroom features 3 sets of glass sliders with access to the master bedroom, main living area, and kitchen, creating a seamless flow throughout the home. The kitchen is a chef’s delight, with granite countertops, a closet pantry, and breakfast nook overlooking private green views, offering a serene setting to enjoy your morning coffee. The spacious and serene master suite offers a private bathroom with a walk-in shower, a walk-in closet with custom cabinetry, and wonderful green views through the sunroom. HVAC replaced in 2022 and no insurance worries - not a flood zone! Highland Lakes is Palm Harbor’s premier 55+ golf community. Outstanding amenities include free green fees on 3 private executive courses. The main clubhouse is venue for entertainment & social events and you will like the friendly country club atmosphere. Fitness, recreation, arts, interests, & hobby programs abound. The nearby Lake Tarpon Lodge offers a second heated pool, picnic and party facilities, fishing pier, community pontoon boats, and a secure lot for free RV or boat storage. Don’t wait – the best of Florida life is here waiting for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$443,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $354,960 | $354,960 | $354,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,157 | $2,157 | $2,805 |
Total Monthly Payment | $2,327 | $2,327 | $2,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.