3538 Pine Lake COURT, Palm Harbor, FL, 34684 | $443,700

Welcome to your dream home in Palm Harbor's premier 55+ golf community of Highland Lakes, within easy walking distance to the private Lake Lodge pool & amenities! This exquisite property boasts a larger 2 bed 2 bath split floor plan, offering the perfect blend of comfort and luxury. As you enter through the tile foyer, you are greeted by a light and bright main living area featuring beautiful bay windows that flood the space with natural light. Inside, you will find convenient amenities such as an inside laundry room, a family room for entertaining, and an enclosed bonus sunroom that is truly a hidden gem. The sunroom features 3 sets of glass sliders with access to the master bedroom, main living area, and kitchen, creating a seamless flow throughout the home. The kitchen is a chef’s delight, with granite countertops, a closet pantry, and breakfast nook overlooking private green views, offering a serene setting to enjoy your morning coffee. The spacious and serene master suite offers a private bathroom with a walk-in shower, a walk-in closet with custom cabinetry, and wonderful green views through the sunroom. HVAC replaced in 2022 and no insurance worries - not a flood zone! Highland Lakes is Palm Harbor’s premier 55+ golf community. Outstanding amenities include free green fees on 3 private executive courses. The main clubhouse is venue for entertainment & social events and you will like the friendly country club atmosphere. Fitness, recreation, arts, interests, & hobby programs abound. The nearby Lake Tarpon Lodge offers a second heated pool, picnic and party facilities, fishing pier, community pontoon boats, and a secure lot for free RV or boat storage. Don’t wait – the best of Florida life is here waiting for you!

Features

  • Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 66 x 121
  • Laundry: Laundry Room
  • Style: Ranch, Traditional
  • Year Built: 1987
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,704
  • Acreage: 0.29
  • Lot Size: 66 x 121
  • Est. Taxes: $1,143
  • HOA Fee: $150 Monthly
  • Lot Desc: Corner Lot, Cul-De-Sac, Landscaped, Level, Near Golf Course, Sidewalk
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8304207
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8304207/3538pinelakecourt_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/21/2024 3:33:40 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3538 Pine Lake COURT, Palm Harbor, FL, 34684

$443,700

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $354,960 $354,960 $354,960
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $95 $95 $95
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,157 $2,157 $2,805
Total Monthly Payment $2,327 $2,327 $2,975

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.