This CalAtlantic villa is located in the upscale community of the gated Santeri subdivision within Estancia. This home offers a maintenance free lifestyle for all ages! Santeri offers access to private pool & spa in addition to the Club Estancia community pool and amenities. This luxurious home features 2 bedrooms + 2 baths + an office/study room and a 2-car garage with no rear neighbors overlooking conservation views. Superb curve appeal with landscape, paver driveway and walkway leading you to the front covered porch entrance. The home offers an open-floor plan, plenty of natural light throughout, 8-foot-high doors, a large dining room, elegant plantation shutters, high ceilings and tray ceilings. The kitchen is in the center of the home overlooking the living room and gorgeous conservation views! Kitchen features include neutral light cabinets with tile backsplash, stainless steel appliances, gas range, double ovens, a walk-in pantry, and a large granite island countertop. The living room has 12-foot tray ceiling, ceramic tile throughout, and whole house plantation shutters. The back lanai is screened, has pavers, and the lot can accommodate any future extension! The primary suite features tray ceiling, a large en-suite bathroom which includes a double sink, oversized walk-in shower, linen closet, and walk in closet. The secondary bedroom is towards the front of the home offering privacy from the primary room. The front den is being used as an office, but the room has multiple uses. The laundry room offers a new washer and dryer (Sept 2024), bottom storage cabinets, sink and countertop space. A new tankless water heater was installed 2024! This home has been maintained and it shows! The community is gated with a private dog park exclusively for residents of the villas. You also have access to the beautiful community amenities including tennis courts, basketball courts, pickleball, walking trails, playground and large dog park. The home is centrally located with close access to the Wiregrass Mall, Advent Healthcare, Bay Care Medical, Florida Medical Center, Moffit Center, the Tampa Outlets, The Grove, shopping centers, restaurants, churches and sport facilities. Minutes from I-275 and I-75, approximately 35 minutes from Tampa Int. Airport and downtown Tampa, about 75 mins from Disney and theme parks and about 60 mins from beaches. Top rated schools both public and private. Click to view virtual tour!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $605 | $605 | $605 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,336 | $3,333 | $4,103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.