Charming and beautifully updated, this 3-bedroom, 1-bath Cape in the heart of Bellmore is a must-see! Featuring a welcoming exterior with a well-maintained lawn, this home offers classic curb appeal with an inviting front porch and charming shutters. Inside, there is elegant crown molding throughout, the spacious living room flows seamlessly into a renovated kitchen (6 years old) with modern appliances, ample cabinetry, and an adjoining dining area. The recently finished basement (1 year old) provides additional living space, perfect for a home office or entertainment room. Three cozy bedrooms and a full bath complete the interior. Head outside to a lovely backyard retreat, complete with a metal gazebo, a comfortable wicker outdoor set, and space for gatherings. Additional perks include a portable ice maker and portable AC, both included with the home. Updated mechanicals include a gas burner, roof, plumbing all within 8 years, and circuit breaker electrical for peace of mind. Located near the LIRR, schools, and Bellmore Village, this home offers unbeatable convenience with high accessibility to local amenities. Don't miss this fantastic opportunity to live in a vibrant and well-connected community!
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$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $856 | $856 | $856 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,465 | $3,376 | $4,356 |
Total Monthly Payment | $4,413 | $4,324 | $5,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.