Welcome to Harbor Ridge Lane, a newly developed subdivision on a cul-de-sac surrounded by wooded privacy. This newly custom-built colonial is the first time offered, perched on a hillside, and is of quality construction. Features a charming farmers' porch with premium finishes, meticulous selections for lighting, flooring, and paint colors, upgraded millwork and doors, crown molding, and a marble-faced gas fireplace with a custom mantle surround, and an oversized, detached garage. The layout is an open space concept -three bedrooms, 2. 5 baths, a washroom, hardwood floors with many windows offering a sunny and bright atmosphere with all the comforts of central air conditioning and forced warm air clean gas heating. The backyard has a country feel, surrounded by wooded privacy. It's level and spacious, partially fenced with a large shed and outdoor shower surround, and has custom and spacious decking with a splendid design paver patio. This quaint neighborhood offers underground utilities, town water, and private sewers. Come to this lovely custom colonial to see if it feels like your next home that is easy to show and priced to sell!
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,957 | $3,855 | $4,934 |
Total Monthly Payment | $4,547 | $4,445 | $5,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.