Rare opportunity! This 2 bed, 2 bath plus den, lakefront beauty is located in the sought-after, maintenance-free community of Mira Lago at Palmer Ranch. This beautifully appointed home features classic architectural details, voluminous ceilings with crown molding in the living room, custom built-ins in the den, plantation shutters, and custom blinds. The spacious eat-in kitchen with an abundance of cabinets opens to the living area, complete with warm ceramic tile throughout. The large screened paver lanai offers serene lake views. The private primary bedroom, tucked away at the back of the home, boasts an en-suite bath with a walk-in open shower, split vanities, and 2 cedar walk-in closets. Additional features include an expanded garage, a newer roof (2016), HVAC (2013), and storm shutters.
Mira Lago is a gated community on the northwest edge of Palmer Ranch, offering low HOA fees and no CDD. Included in the HOA are ground maintenance, irrigation, landscaping services, mulching, power washing of driveways and roofs, and exterior painting every seven years. Basic cable and high-speed internet are also included, along with pest control services for both the interior and exterior, all for a low quarterly fee of $1196. The community includes a heated pool and spa, offering maintenance-free luxury and a laid-back Florida lifestyle. Palmer Ranch itself is home to commercial, recreational, and assisted-living facilities, and features two exceptional golf courses, TPC Prestancia and Stoneybrook, with optional membership. You’re just minutes from the stunning Siesta Key beaches, CORE SRQ South Branch, Potter Park & Selby Aquatic Center, Westfield Shopping Center with Costco and movie theaters, as well as Sarasota Airport, Asolo Repertory Theatre, the Ringling Museum, and nearby sister islands for the perfect beach day.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$548,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $438,400 | $438,400 | $438,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,917 | $2,914 | $3,697 |
Total Monthly Payment | $3,254 | $3,251 | $4,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.