One or more photo(s) has been virtually staged. Don’t wait for new construction but buy this fully upgraded, new and never-lived-in lakefront home instead. With over $55, 000 in builder upgrades and under warranty, this is an incredible opportunity for new buyers. Major upgrades in this home include whole-home impact-rated windows and doors, a 2-foot extension on the garage with epoxy floors so your vehicles can fit, 8-foot doors throughout, gorgeous quartz countertops in the kitchen, and more. Buyers will fall in love with this Dream model, which offers three bedrooms each with a walk-in closet, plus a den with glass double-door entry. An open, split-bedroom floor plan is designed with privacy in mind and gives guests, owners and even those working or playing in the den some separation from the hustle and bustle of the activity in the main area of the home. In the great room, beautiful water views and natural light abound, while the fresh, neutral colors of the home offer the perfect blank slate for new owners. The open kitchen with island and space for eating offers a natural gas range, wonderful walk-in pantry with wood shelving, pull-out shelves and trash receptacle in the cabinets, under-cabinet LED lighting, and more. A large indoor laundry room featuring cabinetry, laundry tub with Corian counters, and shelving is in the hub of the home for convenience. A pavered driveway and covered back lanai, expert landscaping with sprinkler system and tile roof are all finishing touches on this ideal home. To appreciate all the details, please be sure to view the 3D tour and ask your REALTOR® for the features sheet with the full list of upgrades for this incredible home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,600 | $479,600 | $479,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,272 | $3,188 | $4,045 |
Total Monthly Payment | $3,624 | $3,540 | $4,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.