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315 State Street, Montpelier, VT, 05602 | $319,000
Welcome to your new home! This beautifully renovated craftsman bungalow is a true gem, boasting modern updates while preserving its classic charm. Step onto the covered front porch and enter a cozy living room featuring a new pellet stove—perfect for those chilly evenings. Flow seamlessly into the dining room and discover a stunning new kitchen with tile floors and brand-new appliances, ready for your culinary adventures. Throughout the home, you'll appreciate the warm wood floors and exquisite woodwork that add character and elegance. A versatile bonus room/office off the living area offers additional space for work or play, alongside a newly updated half bath and laundry area for your convenience. Head upstairs to find two inviting bedrooms and a full bathroom, complete with a stylish tile shower and floor. The large backyard is a serene oasis, complete with gardens and a one-car garage, providing ample outdoor space for relaxation and entertainment. Conveniently located, this charming home is a must-see! Energy efficient updates include new windows and exterior doors, heat pumps, pellet stove and new heat pump hot water heater. Water in basement in July 2023. Move in ready and ready for you! Don’t miss your chance to make it yours!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Bungalow,Craftsman
- Year Built: 1926
- Garage: 1-car Garage
- Heating: Pellet Stove,Electric,Heat Pump,Stove - Pellet
- Cooling: Mini Split
- Basement: Concrete,Concrete Floor,Full,Stairs - Interior,Unfinished
- Approx Sq. Feet: 1,268
- Acreage: 0.17
- Est. Taxes: $5,258
- Lot Desc: Landscaped,Level,Neighborhood
- Elem. School: Union Elementary School
- Middle School: Main Street Middle School
- High School: Montpelier High School
- School District: Montpelier School District
- MLS#: 5015289
- Website: https://www.raveis.com
/prop/5015289/315statestreet_montpelier_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/24/2024Listing courtesy of Heney Realtors - Element Real Estate (Montpelier) Phone: 802-229-0345
Listing Agent: Lucy Ferrada
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
315 State Street, Montpelier, VT, 05602
$319,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $438 | $438 | $438 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,188 |
| Total Monthly Payment | $2,211 | $2,209 | $2,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484