Enjoy east end living across from the Long Island Sound, in beautiful Baiting Hollow. This contemporary home sits in a private cul-de-sac, located down a long tree lined driveway. This home features a large great room and dining room area, vaulted ceilings, hardwood floors, wood burning fireplace, sky lights for natural sunlight, central air, a primary bedroom with ensuite bathroom, two additional bedrooms, & full bathroom all on the main level. As you wind upstairs you reach a private loft with a great view, perfect for an office or sitting area. Downstairs is a fully finished basement with an attached one car garage. Relax outside on the large back deck and enjoy the coy pond and nature landscape. Enjoy golfing? Baiting Hollow Golf Club is located right near this great home. Explore wine country with North Fork Vineyards very close by. House is being sold in as in condition, it welcomes updating and repair enhancements by the new owner. Additional surrounding property may be for sale. Property owners association grants private beach rights for a low yearly homeowners fee.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $992 | $992 | $992 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,415 | $4,306 | $5,437 |
Total Monthly Payment | $5,499 | $5,390 | $6,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.