New Year - New Home , located in the beautiful area of Centerport , completely renovated and professionally designed on 2024 , 4 bedrooms and 3 bathrooms overlooking a winter water view. located at the desirable Harborfield School District . The 1 level features a family room area , a full bathroom , a bedroom , laundry room , 2 car garage; garage is also heated/AC , Main level features a stunning open concept -LR high ceiling , a sliding door to Maximize the scenic view leading into Dr area and new Kitchen with modern details , peninsula , two sinks , Italian quartz counter top , all new appliances . The exterior is all brand new in concrete hardy board w/ black Azek Trim throughout the house , new roof , new gutters w/mesh gutter covers, all new interior solid wood doors , exterior new Thermatrue doors , all new Anderson windows , custom closets , new AC and Heating Bosch system unit Very high efficiency ( Top quality ) . All three bathrooms new and designed with high quality porcelain and marble tiles , exterior of the house have clean lines with a mix of brick and pavers patio , new black Top driveway , and new concrete retaining wall . LOW maintenance, charming retreat located just a short walk to the water, with Mooring, beach , and boat rights , you can enjoy a stunning winter water view, privacy and nature , bald eagles , hawks, Owls, and many other species. This Lovely fully renovated home is lovely for a M/D . , Additional information: Appearance: Excellent, Interior Features: Lr/Dr
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Our Executive Mortgage Banker:
Our Insurance Division:
$889,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $711,992 | $711,992 | $711,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $991 | $991 | $991 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,155 | $4,500 | $6,008 |
Total Monthly Payment | $5,238 | $5,583 | $7,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.