Welcome to Coastal Living in this oceanfront complex in beautiful St Augustine Beach! This ground floor fully furnished flat offers the ultimate beach lifestyle! Kitchen with granite counter tops, tile back splash, stainless steel appliances, newer cabinetry and breakfast bar. Open living room and combination dining with views of the lagoon. Turn on the electric fireplace for added ambiance. Spacious primary bedroom with lagoon views, plantation window sliders. Walk in closet offers plenty of space with a separate built in vanity, bathroom with walk in shower. Built in owners closet in hallway. 2nd bedroom offers two queen bed sets and walk in closet. Separate laundry room. Great covered lanai spans across living room & primary bedroom with lots of outdoor space! Sit outside and enjoy morning coffee or late afternoon "Happy Hour". Attached deep one car garage to park your car, store beach toys, chairs and surfboards! Only steps to white sandy beach! This is a great investment opportunity with no min rental! This unit has been a second home and vacation rental. Sea Winds is a small oceanfront complex that offers: Pool, spa, clubhouse, tennis, private beach walkover and shower. Walk to nearby restaurants, shopping, Famer's Market and grocery stores. Close to St Augustine Amphitheatre, State Park and Historic downtown.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $465 | $465 | $465 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,177 | $3,099 | $3,913 |
Total Monthly Payment | $3,734 | $3,656 | $4,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.