One or more photo(s) has been virtually staged. Under Construction. Stanley Martin builds new construction single-family homes in the Brack Ranch community in St. Cloud, Florida. This neighborhood is in the perfect location – situated halfway between downtown Orlando and the beaches of Florida’s east coast. You’ll have the best of both worlds; the excitement of the city and the tranquility of the coast are right at your fingertips. Downtown Orlando and its famous theme parks are just 25 miles away, and I-95 is just 35 miles away, making travel a breeze. With convenient access to SR-417, SR-528, US-192, and the Florida Turnpike, your commute to work and trips to meet your daily needs will be a breeze. Plus, with Orlando International Airport just a 15-minute drive away, traveling couldn’t be more convenient. It’s not just the surrounding area – Brack Ranch itself is packed with amenities designed to enhance your lifestyle. Take a dip in the pool, relax in our clubhouse, let the kids unwind in the playground, or explore the multiple walking trails.
The Juniper offers the perfect blend of modern design and practical living. From its spacious two-car garage to an inviting outdoor deck, this home accommodates all of your living needs while keeping up with today's style standards. Three main-level bedrooms located at the front of the home have access to a dual-vanity bathroom and laundry room across the hall - all thoughtfully designed for comfort and convenience! Venture further into the open-concept kitchen and dining area that's perfect for gathering for family dinners or holiday feasts. . . and after dinner, take advantage of the spacious 17x17 family room to spend time in good company. The roomy master suite includes a private bathroom with split vanities, a separate shower, closet, and water closet. Enjoy all of these features and the Florida sunshine from the covered lanai.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $353,992 | $353,992 | $353,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $466 | $466 | $466 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,355 | $2,353 | $3,035 |
Total Monthly Payment | $2,896 | $2,894 | $3,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.